by Team YourMortgageSpecialist.ca | May 16, 2022 | Mortgage Advice, Uncategorized
Purchasing a home can be stressful, especially the first time. That’s because it’s often the largest and most important financial transaction in most individuals’ financial portfolios. There are a lot of administrative details when it comes to closing a real estate...
by Team YourMortgageSpecialist.ca | Feb 23, 2022 | Mortgage Advice
Credit scores are inherently tied to mortgage applications. They create a baseline reference for your lender to review whether you are borrowing responsibly. That is to say that wrapped up in your credit score is insight on: how long you’ve been borrowing, whether...
by Team YourMortgageSpecialist.ca | Sep 8, 2021 | Mortgage Advice
Alternative lenders are more popular than ever with homeowners. Today, banks are very generalist about their financial services. They are not known for creative solutions that adapt to various career types. This can be discouraging for homeowners who don’t fit into a...
by Team YourMortgageSpecialist.ca | Jul 8, 2021 | Mortgage Advice
Have you heard of ‘HGTV Syndrome’? That’s a reference to the impact that home renovation shows had on new homeowners over the last decade. Stainless Steel appliances, open living spaces, and granite countertops have become expected standards for recent first-time...
by Team YourMortgageSpecialist.ca | Mar 29, 2021 | Mortgage Advice
Mortgage co-signing is becoming much more relevant today. With real estate prices soaring and the introduction of a more stringent stress test in 2018, it is increasingly difficult for first-time buyers to access the residential market. That’s why so many denied...
by Team YourMortgageSpecialist.ca | Jan 25, 2021 | Mortgage Advice
There are a number of factors that influence your mortgage price and below we walk you through all the details that have a significant impact. You may be surprised to learn that the majority of factors are in your control so if you’re looking to become a first-time...
